Investment: Invest now

Once we have saved enough for our immediate requirement or emergency fund, we can start our investments.

If we start early and invest Rs. 2500 only every month for 40 years @ 9 %, we have invested Rs. 12 lakhs and the expected amount is Rs. 1,06,24,012. This is the wonder of compounding return.

If we find it difficult to invest Rs. 2500 initially, we can reduce the investment amount to  Rs. 1000 but keep the investment period and rate of return as 40 years and 9% respectively, the expected amount is over 42 lakhs. 

The above examples show we can start our investments with any amount. As our income grows,  we need to save more and increase our investments.